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Jim Ruddy Team
Gold Key Certification, REALTOR®, SRES, U.S. Military on the Move Certified Military Specialist
(407) 718-0984
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1114 White Street , Fernandina Beach, FL 32034

$1,295,000

50 Total Photos [Click to View All]

Property Description

New construction in Old Town! Move right into this stunning luxury home just minutes from the beautiful beaches of Amelia Island and the restaurants, boutiques, and historic charm of downtown Fernandina Beach. Perfectly positioned for coastal living with walkable convenience, this home offers high-end finishes, thoughtful design, and light-filled spaces throughout. Inside, youll find European white oak engineered flooring throughout and quality Andersen Windows that bring in abundant natural light. The chefs kitchen is a standout, featuring built-in Fisher & Paykel appliances, including a French door refrigerator and dishwasher, an impressive ILVE Majestic induction range, quartz countertops, and custom soft-close cabinetry extending to the ceiling. The primary suite offers a relaxing retreat with a custom walk-in closet and a spa-inspired wet bath complete with a freestanding soaking tub, marble flooring, floor-to-ceiling large-format tile, and elegant Restoration Hardware vanity and fixtures. Upstairs features a versatile landing area, three additional bedrooms and two bathrooms, including a private ensuite ideal for guests. Additional highlights include a two-car garage with EV charger readiness, generous overhead storage, and custom top-down/bottom-up cellular shades throughout, including the sliding doors for privacy and natural light control. Enjoy modern coastal living in one of the most desirable areas of Fernandina Beach, just minutes from the beach and downtown. Some images may reflect previous or virtual staging. Schedule your private tour today.

1114 White Street | MLS# 115434

This single family home located at 1114 White Street , Fernandina Beach, FL 32034 is currently listed for sale with an asking price of $1,295,000. This property was built in 2024 and has 4 bedrooms and 3 full and 1 partial baths with 2443 sq. ft. White Street is located in the Old Town subdivision. Search Old Town real estate on jimruddyteam.watsonrealtycorp.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Electric, Heat Pump
Garage: 2 car attached
Heating: Central, Electric, Heat Pump
Home Style: Two Story
Lot Size: 0.10 Acres
Roof Type: Metal, Shingle
Stories: 2.0
Year Built: 2024
Square Feet: 2,443

Amenities

Ceiling Fan(s)
Sprinkler/Irrigation

Feature Descriptions

Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove, Wine Cooler
Exterior: Fiber Cement, Frame
Lot Dimensions: 93x45x93x45
Parcel#: 00-00-31-1580-0016-0050
Parking: Two Car Garage, Garage Door Opener
Patio/Porch: Rear Porch, Covered, Front Porch, Open, Patio
Sewer: Public Sewer
Water: Public
Window: Vinyl

Listed By / Shown By

Listed By

Agency Name: ONE SOTHEBYS INTERNATIONAL REALTY
Agency Phone: 904-277-6522

Shown By

Agent Name: Jim Ruddy Team
Agent Phone: (407) 718-0984
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 6,622.39 per month $6,244.69 Principal & Interest $0.00 Property Tax (data not provided by mls) $377.71 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/20/2026. The listing information on this page last changed on 03/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 03/20/2026 12:14:57 AM EST) or GAMLS (last updated Thu 03/19/2026 11:15:08 PM EST) or Stellar MLS (last updated Thu 03/19/2026 11:59:15 PM EST) or SPC MLS (last updated Thu 03/19/2026 11:20:38 PM EST) or Martin MLS (last updated Thu 03/19/2026 11:38:18 PM EST) or Indian River MLS (last updated Thu 03/19/2026 11:30:30 PM EST) or Daytona MLS (last updated Thu 03/19/2026 11:36:57 PM EST) or Northeast Florida MLS (last updated Fri 03/20/2026 12:08:55 AM EST) or Beaches MLS (last updated Fri 03/20/2026 12:08:04 AM EST) or BORMLS (last updated Thu 03/19/2026 11:16:04 PM EST) or Golden Isles MLS (last updated Thu 03/19/2026 11:26:41 PM EST) or Amelia/Nassau MLS (last updated Thu 03/19/2026 11:25:21 PM EST) or Dixie Gilchrist Levy MLS (last updated Thu 03/19/2026 11:42:25 PM EST) or NFLMLS (last updated Thu 03/19/2026 9:07:27 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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