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Jim Ruddy Team
Gold Key Certification, REALTOR®, SRES, U.S. Military on the Move Certified Military Specialist
(407) 718-0984
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Take Advantage of Loan Pre-Qualification



The Advantages of Getting Pre-Qualified
* Know How Much House You Can Afford.
* Know How Much Cash You Will Need for the Down Payment.
*Know How Much Your Closing Costs Are, Which Is Different From Your Down Payment.
* Simplifies Pre-Approval.

A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.

Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores  
  • Monthly Income and Expenses

With our knowledge of the mortgage market, we'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional, and even Bad Credit Loans. We'll find the best loan for your situation.

Seven Lenders Who Can Pre-Qualify You:

  • Ashley Thalmueller, Integrity Mortgage Group   407-469-5052
  • Eric Coleman, Florida Home Loans                   407-491-5118                            
  • Chuck Williams, MSC Mortgage                       941-549-0259
  • Richard Altemeyer, TAM Lending Center           239-980-7883
  • Michael Argula, Watson Mortgage                    407-952-9559
  • Corky Howland, Contemporary Mortgage         407-834-3377 x 115
  • Debbie Merrill,  PHH Mortgage                         407-907-4223

Reverse Mortgages:

  • Cynthia Meyers, Christensen Financial              407-920-5382

 

Jim Ruddy Team
Jim Ruddy Team Office: (407) 622-8575 Cell: (407) 718-0984 Fax: (407) 767-5989 Direct Phone: (407) 718-0984 Email Us
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/13/2026. The listing information on this page last changed on 03/13/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 03/13/2026 2:14:18 PM EST) or GAMLS (last updated Fri 03/13/2026 2:05:05 PM EST) or Stellar MLS (last updated Fri 03/13/2026 2:02:22 PM EST) or SPC MLS (last updated Fri 03/13/2026 2:08:06 PM EST) or Martin MLS (last updated Fri 03/13/2026 2:11:17 PM EST) or Indian River MLS (last updated Fri 03/13/2026 2:10:33 PM EST) or Daytona MLS (last updated Fri 03/13/2026 2:07:16 PM EST) or Northeast Florida MLS (last updated Fri 03/13/2026 2:09:11 PM EST) or Beaches MLS (last updated Fri 03/13/2026 2:08:04 PM EST) or BORMLS (last updated Fri 03/13/2026 2:09:15 PM EST) or Golden Isles MLS (last updated Fri 03/13/2026 2:06:26 PM EST) or Amelia/Nassau MLS (last updated Fri 03/13/2026 2:10:20 PM EST) or Dixie Gilchrist Levy MLS (last updated Fri 03/13/2026 2:12:29 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp. REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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